No early exit penalty (except for 2+ year loans paid out in.The option is also available to make extra repayments and get your car loan paid off early, with early exit fees only applying if a car loan with a term greater than two years is paid off in less than two years. You can borrow between $10,000 and $100,000 to buy a new or used car, and pay it off over a term of 1 to 7 years. Features of a Westpac car loanĪ Westpac car loan offers you a choice of repayment frequency options, depending on whether it would be simpler and easier for you to make payments towards your car loan weekly, fortnightly or monthly. Additional car loan offers are also available from the other brands in the Westpac Group. Westpac operates branches across Australia, and can also be contacted online via internet banking, or by phone. The low fixed interest rate means you can be confident that your car loan repayments will remain consistent and affordable for the full length of the loan term. Westpac is one of Australia’s leading banks, offering a diverse array of financial services to customers and clients, not only under its own name, but through the St.George, Bank of Melbourne, BankSA and RAMS brands.Ĭar loans and personal loans are among Westpac’s services, along with transaction and savings accounts, credit cards and home loans. In 1982, it changed its name to Westpac Banking Corporation following the acquisition of the Commercial Bank of Australia. Westpac is Australia’s first and oldest bank, having begun life in 1817 as the Bank of New South Wales. Westpac also offers bank accounts, home loans, credit cards, personal loans, insurance, superannuation, financial planning and investment services. Fees may apply if you repay your car loan early. Weekly, fortnightly and monthly repayments are available. Loans can be up to $100,000 for terms of up to seven years. Westpac issues car loans for both new and used cars.
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